:root{--navy:#12395b;--navy-deep:#0b2b45;--sky:#dff3f8;--sky-soft:#eef6f7;--green:#71d39a;--green-dark:#175c46;--ink:#152436;--muted:#5d7184;--line:#d6e2e9;--cream:#fffdf8;--white:#fff;--shadow:0 18px 50px rgba(18,57,91,.11)}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--cream);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65}
a{color:var(--navy);text-underline-offset:3px}
a:hover{color:var(--green-dark)}
.wrap{width:min(1160px,calc(100% - 44px));margin:0 auto}
.top{background:var(--white);border-bottom:1px solid var(--line);color:var(--navy);position:relative;z-index:2}
.nav{display:flex;align-items:center;justify-content:space-between;gap:28px;min-height:78px}
.brand{color:var(--navy);text-decoration:none;font-size:1.43rem;font-weight:850;letter-spacing:-.05em;white-space:nowrap;display:inline-flex;align-items:center;line-height:0}.brand-logo{display:block;width:220px;max-width:100%;height:auto}@media(max-width:800px){.brand-logo{width:190px}}
.brand span{color:#2d9870}
.navlinks{display:flex;align-items:center;justify-content:flex-end;gap:20px;flex-wrap:wrap}
.navlinks a{color:#455e70;text-decoration:none;font-size:.86rem;font-weight:700}
.navlinks a:hover{color:var(--green-dark)}
.crumbs{padding:24px 0 0;color:var(--muted);font-size:.84rem}
.crumbs a{color:#23765f;font-weight:750}
.hero{background:linear-gradient(120deg,#dff3f8 0%,#f8fcfa 52%,#d8eff0 100%);color:var(--navy-deep);padding:64px 0 70px;margin-top:0}
.hero .wrap{max-width:1160px}
.label{display:inline-flex;align-items:center;background:#e2f6eb;border:1px solid #a7dfbf;color:var(--green-dark);padding:6px 11px;border-radius:999px;text-transform:uppercase;letter-spacing:.1em;font-weight:850;font-size:.7rem}
.hero h1{max-width:850px;font-size:clamp(2.35rem,5vw,4.45rem);letter-spacing:-.07em;line-height:1.02;margin:18px 0 18px}
.hero p{max-width:760px;color:#41596d;font-size:1.08rem;margin:0}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:44px;padding-top:46px;padding-bottom:78px;align-items:start}
.article{background:var(--white);border:1px solid var(--line);border-radius:16px;padding:38px 42px;box-shadow:0 5px 24px rgba(18,57,91,.035);min-width:0}
.article h2{color:var(--navy-deep);font-size:clamp(1.65rem,3vw,2.25rem);line-height:1.13;letter-spacing:-.045em;margin:36px 0 13px}
.article h2:first-child{margin-top:0}
.article h3{color:var(--navy);font-size:1.2rem;line-height:1.25;margin:27px 0 8px}
.article p,.article li{font-size:1rem}
.article li{margin:7px 0}
.article img{max-width:100%;height:auto;border-radius:10px}
.article blockquote{margin:26px 0;padding:19px 22px;background:var(--sky-soft);border-radius:10px;color:#36576b}
.note,.warning{padding:20px 22px;margin:24px 0;border-radius:10px;border:1px solid var(--line)}
.note{background:#effaf3;border-color:#b7e6c8}
.warning{background:#fff9e9;border-color:#ecd79a}
.note strong,.warning strong{color:var(--navy)}
.aside{background:var(--sky-soft);border:1px solid var(--line);border-radius:14px;padding:23px;position:sticky;top:22px}
.aside h3{margin:0 0 12px;color:var(--navy-deep);font-size:1.03rem}
.aside ul{padding-left:19px;margin:0}
.aside li{margin:8px 0;font-size:.9rem}
.button{display:inline-flex;align-items:center;justify-content:center;padding:12px 17px;border-radius:7px;background:var(--navy);color:#fff;text-decoration:none;font-weight:850}
.button:hover{background:var(--navy-deep);color:#fff}
.tablewrap{overflow-x:auto;margin:24px 0;border:1px solid var(--line);border-radius:10px}
table{width:100%;border-collapse:collapse;min-width:650px;background:#fff}
th,td{text-align:left;padding:13px 14px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--navy);color:#fff;font-weight:800}
tr:nth-child(even){background:#f8fbfc}
.cardgrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:28px 0}
.card{border:1px solid var(--line);border-radius:12px;padding:22px;background:#fff;box-shadow:0 4px 16px rgba(18,57,91,.035)}
.card h3{margin-top:0;color:var(--navy)}
.calc{background:var(--sky-soft);border:1px solid var(--line);padding:27px;border-radius:14px}
.calc label{display:block;font-weight:750;color:var(--navy);margin:15px 0 5px}
.calc input,.calc select{width:100%;padding:11px;border:1px solid #b8cad5;border-radius:7px;font:inherit;background:#fff;color:var(--ink)}
.calc button{border:0;cursor:pointer;font:inherit;margin-top:18px}
.results{margin-top:22px;background:#fff;border:1px solid var(--line);border-radius:10px;padding:4px 16px}
.resultrow{display:flex;justify-content:space-between;gap:20px;border-bottom:1px solid var(--line);padding:10px 0}
.resultrow:last-child{border-bottom:0}
.resultrow strong{color:var(--navy)}
.sources{font-size:.88rem;color:var(--muted);border-top:1px solid var(--line);padding-top:19px;margin-top:36px}
.small{font-size:.86rem;color:var(--muted)}
footer{background:var(--navy-deep);color:#c7d8e1;padding:38px 0 24px}
.footerrow{display:flex;justify-content:space-between;gap:28px;flex-wrap:wrap}
footer .brand{color:#fff}
footer .brand span{color:var(--green)}
.footerlinks{display:flex;gap:18px;flex-wrap:wrap;align-items:flex-start}
.footerlinks a{color:#c7d8e1;font-size:.82rem}
.footerlinks a:hover{color:var(--green)}
.fine{font-size:.78rem;color:#9fb7c4;margin:15px 0 0;max-width:760px}
:focus-visible{outline:3px solid #3aa879;outline-offset:3px}
@media(max-width:900px){.nav{min-height:70px}.navlinks{gap:13px}.layout{grid-template-columns:1fr;gap:22px}.aside{position:static}.article{padding:31px 27px}.hero{padding:53px 0 58px}}
@media(max-width:680px){.wrap{width:min(100% - 28px,620px)}.navlinks{display:none}.crumbs{padding-top:18px}.hero h1{font-size:clamp(2.25rem,11vw,3.65rem)}.hero p{font-size:1rem}.layout{padding-top:30px;padding-bottom:55px}.article{padding:26px 20px;border-radius:12px}.cardgrid{grid-template-columns:1fr}.tablewrap{margin-left:-5px;margin-right:-5px}.calc{padding:21px 17px}footer{padding-top:31px}.footerlinks{gap:12px}}

.resultrow.recommended{background:#effaf3;border:1px solid #9fdbb6;border-radius:8px;padding:10px 12px;margin:6px 0}.resultrow.recommended strong{color:var(--green-dark)}.unavailable{color:var(--muted)}
/* ==========================================================================
   LandlordPicks — canonical header/footer patch
   Append this block to the END of redesign.css (used by 16 pages) and
   again to the END of style.css (used by the 3 newest comparison pages).
   Do not replace anything already in either file — this only adds the
   selectors the new header/footer markup needs (.site-header, .header-inner,
   .main-nav, .header-cta, .site-footer, .footer-main, .footer-links,
   .footer-note) plus an updated .brand / .brand-logo. Values are hardcoded
   (not var(--navy) etc.) on purpose, since style.css defines its own,
   different :root palette — this way the same patch is safe to paste into
   either file unchanged.
   ========================================================================== */

.site-header{background:#fff;border-bottom:1px solid #d6e2e9;position:relative;z-index:2}
.header-inner{min-height:78px;display:flex;align-items:center;gap:30px}
.brand{display:inline-flex;align-items:center;background:#fff;border-radius:10px;padding:4px 10px;line-height:0;font-size:1.43rem;font-weight:850;letter-spacing:-.05em;color:#12395b;white-space:nowrap;text-decoration:none}
.brand span{color:#2d9870}
.brand-logo{display:block;width:220px;height:auto;max-width:100%}
.brand:focus-visible{outline:3px solid #71d39a;outline-offset:3px}
@media(max-width:800px){.brand-logo{width:190px}}

.main-nav{display:flex;align-items:center;gap:23px;margin-left:auto}
.main-nav a{font-size:.9rem;color:#455e70;font-weight:650;text-decoration:none}
.main-nav a:hover,.footer-links a:hover{color:#175c46}
.header-cta{background:#12395b;color:#fff;padding:11px 16px;border-radius:7px;font-size:.82rem;font-weight:800;text-decoration:none}

.site-footer{background:#0b2b45;color:#c7d8e1;padding:42px 0 24px}
.footer-main{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap}
.site-footer .brand{color:#fff}.site-footer .brand{background:transparent;padding:0;border-radius:0}
.site-footer .brand span{color:#71d39a}
.footer-main p{font-size:.8rem;margin:10px 0 0;color:#a6c0cd}
.footer-links{display:flex;gap:17px;flex-wrap:wrap;align-items:flex-start}
.footer-links a{font-size:.8rem;text-decoration:none;color:#c7d8e1}
.footer-note{border-top:1px solid rgba(255,255,255,.15);margin-top:30px;padding-top:18px}
.footer-note p{color:#8faaba;font-size:.74rem;margin:0;max-width:900px}

@media(max-width:980px){
  .main-nav{gap:14px}
  .header-cta{display:none}
}
@media(max-width:760px){
  .header-inner{min-height:67px}
  .main-nav{display:none}
  .footer-links{margin-top:10px;gap:12px}
  .site-footer{padding-top:32px}
}